Essays on Access to Financial Institutions

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The book explores strategies to mitigate income and wealth inequality, emphasizing redistributive taxation and enhancing access to capital for poor households. It analyzes the trade-offs between the benefits of taxation and its negative effects on savings and growth. Highlighting the importance of inequality's nature, it underscores that redistribution addresses consequences rather than causes. Additionally, it examines Caja Los Andes, a Bolivian microfinance institution, demonstrating its positive impact on small enterprises and households through increased assets and income over time.