FinTech in Germany

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This book examines the market developments of crowdfunding, crowdinvesting, crowdlending, social trading, robo-advice, personal financial management, online, and mobile payments in Germany. FinTech companies are pivotal in driving innovation within the financial sector, enhancing the user-friendliness and transparency of financial transactions, which may contribute to financial stability and economic growth. The authors define and categorize various emerging market segments, assess current market volumes, and forecast trends for the next 5, 10, and 20 years, with a focus on empirical findings from scholarly research. They also evaluate the German FinTech market's standing in relation to international benchmarks. This book is intended for finance and entrepreneurship researchers, as well as practitioners in banking and technology. It offers a fresh perspective on the FinTech landscape, providing a rigorous economic analysis that is valuable to practitioners, academics, and policymakers. Additionally, it presents a comprehensive overview of developments and key players in Germany's rapidly growing FinTech market, while also offering a visionary outlook for the coming decades based on scientific methodologies.