Article 13 of the CIMA Code: Context and Issues

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The book explores the challenges faced by the insurance sector in the CIMA zone, particularly focusing on Article 13, which prompted legislative intervention. It discusses Regulation No. 0001/CIMA/PCMA/PCE/2011, highlighting its impact on the Insurance Code regarding contract management. A key theme is the critical role of premium payment in claims management, emphasizing the "NO PREMIUM, NO WARRANTY" principle as a necessary response to prevalent issues like premium arrears and technical failures in the market.